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The traditional physical bank branch is experiencing a growing decline in its presence. Driven by the explosion of online and mobile banking, customers are increasingly preferring to electronic channels for their financial needs. This shift has led to a drop in branch locations, and many institutions are consolidating existing branches to reduce co

Free cash flow (FCF) is a crucial metric for investors and business owners alike. It illustrates the true cash earned by a company after accounting for its operating expenses and read more capital expenditures. A strong FCF profile can signal a healthy and sustainable business, capable of growing. Understanding how to assess FCF and strategically